Discover four simple rules to help you stop living paycheck to paycheck, get out of debt, and save more money faster!

The You Need A Budget (YNAB) Method has helped tens of thousands of people to turn their financial lives around. It can certainly help you!

Whether you're looking to right an apparently sinking ship, or you just want to implement a system that will require less time "managing" your money, YNAB will most definitely work for you.

Praise
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"YNAB is great stuff. It really is." - CNN Headline Radio News

"If you need extra motivation to achieve financial discipline, consider YNAB." - Kiplinger's Personal Finance

"The choice for those who seriously want to start a personal or household budget." - About.com

"Many experts recommend using YNAB." - The New York Times

#1 Amazon Kindle Best Seller in Personal Finance
#1 Amazon Kindle Best Seller in Budgeting

See what other readers are saying:

"I appreciated the practical examples and down to earth advice. If you don't read it for any other reason, it's worth it to get the template for how to set up a budget... which before this book, I considered a 4 letter word."

"This book was an easy read that provided practical, everyday advice to assist in creating a budget. Our family has a goal of creating a budget for the New Year and these strategies will help us to develop a plan we can stick to."

"I would consider myself a fairly frugal person, I track my expenses on a regular basis, and manage my investments conservatively. Needless to say, I still found many snippets of practical reminders and useful approaches for managing my money and making wise purchasing decisions. The author's notes on saving up for discretionary items I thought were particularly helpful.  It was an easy ready (I got through the book in under 2 hours). Well worth it."

Product Description:

Creating a budget and sticking to it doesn't have to be a pain; in fact, doing so can be both a financially and emotionally rewarding experience. By creating a budget and living a frugal lifestyle, you can pay off your debt, build up your savings, and start living on your terms.

By purchasing How to Make a Budget you will:

* Get access to a simple Excel-based budget template that is easy to follow and reduces the amount of work required to create and track your budget.

* Learn about how changing how you view on money (hint: time really does equal money) is the single biggest step toward living a frugal lifestyle.

* Discover over 70 ways you can drastically cut your monthly expenses without affecting your quality of life or lifestyle.

Don't waste any more time being lazy about your financial future and goals. Buy How to Make a Budget and start your budget and saving more money today!